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First Time Buyer Mortgages

Helping you buy your first home

At Santander we like to help First Time Buyer's

  • Mortgages offered up to 90% of the property value (subject to status and our current lending criteria)^
  • Products that offer a free standard valuation on property valued up to £2.5 million and £250 cashback when you move in. You only need to repay the cashback if you repay your mortgage within the first two years
  • Mortgage specialists that can help you complete all the paperwork, whether you apply by phone or visit us in branch
  • Exclusive mortgage rates for existing Santander Current Account customers*

 

Call us now to find out more on 0800 023 2761 or visit your local branch

Santander - First Time Buyer Deals

First Time Buyer mortage deal

5.49% 2 Year Fixed rate
Then changing to Santander's Standard Variable Rate currently 4.24%. The overall cost for comparison is 4.6% APR.

- £495 Booking fee
- Maximum loan to value 90%
- Maximum loan size £300,000
- Free standard valuation on property valued up to £2.5 million
- £250 cashback on completion.
- Early repayment charges apply during the Fixed rate period
    Compare our rates
    Santander - Buying Your First Property

    First Time Buyer help

    View our helpful guide

    If you are thinking of buying your first home this simple step-by-step guide will take you through everything you need to know to make your first step onto the property ladder.

    Once you've read our guide we also have a Mortgages Explained section available to help you.


      Find out more

      ^All applications are subject to status and our current lending criteria.  This means that the amount we will lend you will depend on your individual circumstances, the type of property and the amount you borrow.  For example, we may require a higher deposit if you are buying a flat or a new build property.

       

      * Available to Santander Current Account customers holding their main account for 3 months or longer, crediting £1,000 a month and 2 active Direct Debits or Standing Orders paid within the last month

      YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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