Santander mortgages

Our lowest Santander mortgage interest rate

Your mortgage interest rate determines the repayments you make on the amount borrowed. You will find that mortgage interest rates often vary from lender to lender and depending upon the type of mortgage offered.

Unless you take out a fixed rate mortgage - that is a mortgage where the interest rate is set at an agreed level for a given period and cannot go up or down - the interest rate on your mortgage may change from time to time.

The most common reason for UK mortgage interest rates changing is by any alteration in the Bank of England Base Rate. We balance the needs of both mortgage customers and savers and implement interest rates in response to these changes and any other external factors.

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE