Santander mortgages

Fixed rate mortgages

At Santander we offer our customers a number of different fixed rate mortgages. Please note that all our mortgages are subject to status and valuation availability and our lending policy and available to UK residents only aged 18 or over.

Before you apply for one of our fixed rate mortgages it is important to work out how much you can afford each month. Our Mortgage Affordability Calculator can help to give you a rough guide of how much you can borrow and our Mortgage Repayment Calculator will give you an idea of how much your repayments will be.

Once you’ve decided on which fixed rate mortgage suits your personal circumstances, you can make a formal mortgage application. As with everything to do with our mortgages, we’ve made it really easy. You can apply over the telephone or visit your local Santander branch.

At Santander, we offer our mortgage customers a range of additional benefits. Whether you are applying for a fixed rate mortgage to buy your first home or your fifth, you may be eligible for the following type of benefits:

Free basic valuation on properties valued up to £2.5m and help with standard legal fees.*
No booking fee

*Benefits such as cashback or paid legal fees are repayable if you pay off your mortgage within the first two years.

If you have any questions please visit our mortgage FAQs page.

Fixed Rate Mortgage Page 1 | Fixed Rate Mortgage Page 2

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE