Santander mortgages
Our best Santander mortgage deals for UK residents
Finding the best mortgage deal doesn’t have to be the huge challenge
it may at first seem. As one of the UK’s established lenders, Santander knows the ins and outs of providing mortgages designed to
suit your needs. Whether you are buying a home in the UK for the first time,
moving home or simply looking for the best remortgage deal available, we
offer a range
of mortgage options.
When looking for a mortgage there are many factors to consider, such as
the repayment terms and the type of mortgage on offer. There are a number
of different types of mortgages available in the UK, and at Santander we have a variety of mortgage deals to suit your needs.
Discount mortgages
With a discount mortgage, UK customers can take advantage of a lower mortgage
rate for a set number of years, enjoying a discount off our standard variable
mortgage rate. So, you get a mortgage deal with repayments that are lower
than standard variable rate to start with, leaving you with extra cash.
Flexible mortgages
As the name suggests, flexible mortgage deals offer the benefit of flexibility
in repayments. That gives you the freedom to pay more when you can afford
to, enabling you to pay off your mortgage early and potentially saving you
money. It also provides the flexibility to take payment holidays, make under-payments
or even borrow money back.
Fixed rate mortgages
With a fixed rate mortgage, the interest rate is set for an agreed period
of time, so you get the peace of mind knowing that the rate you pay each
month is guaranteed not to change, even if UK interest rates do.
There is always the possibility that UK interest rates could actually go
higher than your agreed fixed rate, so in financial terms you could be better
off. Of course it also works the other way but you have the advantage of set monthly payments during the fixed rate period and can budget accordingly. At the end of the fixed
rate period, the payments will revert to our standard variable rate.
Base rate tracker mortgages
A variable rate mortgage which always follows the Bank of England’s
Base Rate, so your payments will change in accordance with external market
interest rates. You will quickly benefit from any potential changes, plus the rate on
your tracker mortgage always maintains the same differential between the
rate you pay and the interest rate set by the Bank of England.
As well as having attractive mortgage rates, you may be eligible for various additional benefits, including a free basic valuation on properties valued up to £2.5m and help with standard legal fees.* Please note these offers are subject to change and eligibility.
At Santander, we understand that everybody’s needs
are different and we have a range
of mortgages to suit you. If you need help with your new mortgage, our
mortgage advisors will guide you through every step of the way, answering
all of your questions and making the whole process as hassle-free as possible.
Whether you’re looking for a low rate in the early years, a fixed
rate or flexibility, look no further than Santander for a
mortgage deal.
Please note that Santander mortgages are subject to status
and valuation, and are only available to UK residents aged 18 or over.
*Benefits such as cashback or paid legal fees are repayable if you pay off your mortgage within the first two years.
Best Mortgage Deal Page 1 | Best
Mortgage Deal Page 2
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Related articles: Online Mortgage | Discount Rate
Mortgage | UK
Fixed Rate Mortgage | Flexible Mortgage | Tracker
Mortgage | Best
Online Mortgage | Remortgage
Deal | Mortgage
Repayment Calculator