Personal Loans


Unsecured loans

Looking to buy a new car or enjoy the holiday of a lifetime?

An unsecured loan could be one of the simplest ways to make the things you want affordable, or even to deal with outstanding bills and financial commitments.

Unsecured loans can be taken out over a period of up to 5 years and is a great way to finance a new car, maybe a new kitchen, or use to pay off existing credit card and other bills, giving just one easily managed affordable monthly payment.

To gain greater peace of mind and ensure your loan is hassle free, we offer all UK customers the option of Personal Loan Payment Protection Insurance on our unsecured loans. This valuable cover could make your Personal Loan repayments if you can't work due to accident, sickness or unemployment. It also includes life cover, so if you died the loan would be paid off.

It couldn’t be quicker or easier to apply for an unsecured loan from Santander.

Before applying you will need to meet the following criteria:

  • Permanent UK resident
  • Have a UK bank or building society account which can pay Direct Debits
  • Are employed and in work for more than 16 hours a week or are self-employed