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Home Insurance

Options Home Insurance - 20% online discount

Arranged and administered by BISL Limited

We'll search our panel of carefully selected insurers to get you our best home insurance quote and you'll get 20% discount when you apply for a new policy online (excludes any optional extras, please see below for terms and conditions).

We offer buildings insurance, contents insurance or you can choose combined buildings and contents insurance.

You can also enhance your cover with our range of optional extras for an additional cost.

You can call our UK based claims line 24/7, 365 days a year.

Get a Quote

Retrieve a quote

What's covered by our buildings insurance?

  • We will cover up to £750,000, depending on sum insured
  • Protection against fire, storm, flood, theft, vandalism, leaks and subsidence
  • Accidental damage to glass, ceramic hobs if fitted, sanitary ware and solar heating panels as standard
  • Additional accidental damage cover can be purchased to provide cover for unfortunate accidents such as damage caused by DIY accidents
  • Cover during the sale of the property.


More information on what's covered

Get a Quote

What's covered by our contents insurance?

  • Contents up to the value of £99,000, depending on the amount of cover selected
  • New for old cover - terms and conditions apply 
  • 10% increase of cover for gifts, 1 month either side of Christmas or a wedding 
  • Up to £500 of freezer contents 
  • Up to £1,000 of garden contents cover
  • Theft of cash, credit cards or the cost of replacement
  • Theft from the garage or outbuildings - up to a maximum of £2,000
  • Accidental damage to home entertainment equipment
  • Additional accidental damage cover can be purchased to provide cover for unfortunate accidents such as paint spillages on a sofa or carpet
  • Personal Possessions cover can also be purchased to protect clothing and other personal items which are worn or carried with you - both in and away from your home, for example camcorders, sports equipment or luggage on holiday
  • Any bicycle worth under £350 is covered as standard, but if yours is worth more than this, you can pay an additional premium to add bicycle cover to your policy.

More information on what's covered

Get a Quote

Next Steps

1. Get a quotation by completing our online application form.  Quotations are subject to standard underwriting and acceptance criteria.

2. When you buy online we will send you a confirmation email. A welcome pack will follow in the post with your policy details.

3. You can retrieve a saved quote online. All quotes are valid for 90 days.


Have a question? Call us on 0800 048 1853. Lines are open Monday to Friday 8am to 9pm, Saturday and public holidays (excluding Christmas Day, Boxing Day and New Year's Day) 9am to 5pm, Sunday 10am to 4pm.


Terms and conditions

The 20% online discount applies to new customers who apply for a Santander Options Home Insurance policy online via www.santander.co.uk.  Offer excludes policies bought through price comparison websites and policies purchased over the telephone. 

Existing customers who are renewing or amending an existing policy are not eligible for this offer.

Customers will automatically receive a 20% discount on their premium, excluding any add on products (such as Family Legal Protection), fees and/or charges.

Where the policy is paid for in monthly instalments the discount will be applied over the monthly instalments.

We reserve the right to withdraw or extend the offer at any time.

Cover is subject to terms, conditions, restrictions and exclusions.  Full details are in the policy document, which is available when you purchase a policy.

Santander Options Home Insurance and optional extras are arranged and administered by BISL Limited who are an intermediary authorised and regulated by the Financial Services Authority. Registered Office: Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS. Registered in England No. 3231094. FSA registration number 308896. Santander and the flame logo are registered trademarks. Use of these trademarks by BISL Limited is under licence from Santander Group.
Lines are open Monday to Friday 8am to 9pm, Saturday and public Holidays (excluding Christmas Day, Boxing Day and New Year’s Day) 9am to 5pm, Sunday 10am to 4pm.

Please ask us if you require information about the Financial Services Compensation Scheme or visit www.fscs.org.uk

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