Santander current accounts

Open a bank account with Santander

We offer a range of great current accounts, which are designed to suit a variety of different customer circumstances. Once you have decided which is best suited to your needs, you are in a position to apply to open a bank account:

Preferred In-Credit Rate
You must be aged 18 or over and able to fund the bank account with at least £1,000 each month. The Preferred In-Credit Rate Current Account offers a great range of benefits, including no annual fees, FREE Online Banking and automated Telephone Banking and a high credit interest rate on balances up to £2,500 for an initial period.
Preferred Overdraft Rate
You must be aged 18 or over and able to fund the bank account with at least £1,000 each month. If you tend to use your overdraft, the Preferred Overdraft Rate Current Account gives you a 0% EAR typical overdraft for the first 12 months. After 12 months, the rate changes to our standard rate. Typical 12.9% EAR (variable).

Once you have familiarised yourself with the terms and conditions of the account, the next step is to complete your application. There are a number of ways in which you can open a bank account – either by completing our secure online application form, over the phone, or by visiting one of our high street branches, where we will be happy to help you.

To open a bank account you will need to provide us with certain information including:

Your name
Contact details
Marital status
Type of bank account you wish to open
Your employment details
Details of any bank accounts you already have
A valid email address
Details of your income and outgoings

Once you have completed the application to open your bank account we can then proceed to assess your details. If your application is successful, your bank account will be opened, and your cards will be sent to you, plus we’ll provide you with details of the account benefits and how to easily operate your account. You can also use our online Preferred In-Credit Rate guide which has been designed to help you make the most of your new account.

As part of the Preferred In-Credit Rate Current Account application, you can also apply for some of our other banking services such as our Credit Card (subject to status).

To read more about our banking products take a look at further reading on current accounts. Alternatively, you can click on one of the related links below.

Santander current accounts

Open a bank account with Santander

Preferred In-Credit Rate

Preferred Overdraft Rate