Santander current accounts

Open a Bank Account with Santander

We offer a range of great current accounts, which are designed to suit a variety of different customer needs. Once you have decided which is best suited to you, it’s really simply to apply to open a bank account:

123 Current Account
You must be aged over 18 and live permanently in the UK. Read and understand the terms & conditions of the account. Pay a monthly account fee of £2, fund the account with £500 a month (a minimum balance of £1,000 is required to receive interest); and set up a minimum of two Direct Debits. For cashback, household bills must be paid by Direct Debit. The 123 Current Account offers also offers an Arranged Overdraft facility (overdrafts depend on your circumstances), easy access to your account via our Online and Mobile Banking and automated Telephone Banking.
Everyday Current Account
A simple and straightforward current account that helps make managing your money easy and convenient. Easy access to your account 24 hours a day with our internet and phone banking service. Plus access to over 1,400 Santander branches. To apply: You must be aged over 18 and live permanently in the UK.

Once you have familiarised yourself with the terms and conditions of the account, the next step is to complete your application. There are a number of ways in which you can open a bank account – either by completing our secure online application form, over the phone, or by visiting one of our high street branches, where we will be happy to help you.

To open a bank account you will need to provide us with certain information including:

You must be aged 18 or over.
Contact details.
Marital status.
Type of bank account you wish to open.
Your employment details.
Details of any bank accounts you already have.
A valid email address.
Details of your income and outgoings.

Once you have completed the application to open your bank account we can then proceed to assess your details. If your application is successful, your bank account will be opened, and your cards will be sent to you, plus we’ll provide you with details of the account benefits and how to easily operate your account. You can also use our online Preferred Current Account guide which has been designed to help you make the most of your new account.

To read more about our banking products take a look at further reading on current accounts. Alternatively, you can click on one of the related links below.

Santander current accounts

Open a Bank Account with Santander

123 Current Account

Everyday Current Account