Our best current accounts

Learn more about our best accounts

There are a number of different types of current account available in the UK, all with different interest rates and benefits. This means that deciding on the best current account for you may be a difficult choice.

When you choose one of our current accounts, you can be sure you’re in safe hands. We have a range of current accounts specifically designed to suit different customers and circumstance - each offers great benefits.

The 123 Current Account is one of our best current accounts.

You'll benefit from:

Cashback on household bills that are paid by Direct Debit from your 123 Current Account.
Interest on your in-credit current account balance (on balances from £1,000 to £20,000).
An Arranged Overdraft (overdrafts depend on your circumstances).
Easy access to your current account online, iPhone and iPad apps and automated Telephone Banking.

Our aim is to make banking as straightforward and hassle free as possible. When you’re looking for the best current account and you switch to us using our dedicated Switcher Service our account transfer team take care of moving all your standing orders and Direct Debits from your existing bank and will keep you informed along throughout the process.

To read more about our current accounts and services take a look at further reading on current accounts. Alternatively, you can click on one of the related links below.