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The Santander Credit Card

* The credit limit which applies to you will depend on our assessment of your application

The Santander Credit Card

Ideal for customers looking to transfer a balance

0% for 17 months on balance transfers2 & 3

You pay 0% interest on balance transfers from other credit and store cards - for a full 17 months from the date you open your account (3% handing fee applies) Have a look at the chart below and it'll give you an idea of just how much you could save.

0% for 3 months on purchases3

When you start using your new Card for purchases you'll pay 0% for 3 months from the date of your account opening. If you have any major purchases planned, your Card may help to ease the cost.

The Santander Credit Card - what you could save

The amount you wish to transfer to Santander

£1,000

£3,000

£5,000

Credit Card

Representative APR

The amount you could save

Lloyds TSB Duo Avios MasterCard

15.9%

£164

£492

£821

Tesco Bank Clubcard MasterCard

  16.9%

£175

£526

£877

Halifax All in One MasterCard

  17.9%

£187

£560

£934

Barclaycard Gold Visa

19.9%

£209

£627

£1,045


The table shows interest savings you could make over 17 months by making a balance transfer to the Santander Credit Card account at the promotional rate of 0.0% p.a. from account opening. We have assumed that the minimum payment is made each month, the 3% balance transfer fee has been charged and that, other than the Santander Credit Card, you are not in an initial or other promotional period. Source of competitors APRs: Moneyfacts.co.uk - the money search engine, 21th November 2011

Card security

Enjoy complete confidence when you make purchases, knowing that your new Santander Credit Card comes with:

> Protection against internet fraud if your Card is used online without your knowledge

> Protection against unauthorised use so you won't be held financially responsible if your Card is used without your (or your additional cardholder's) knowledge

 

2. The smallest amount you can transfer is £100. The total amount of balances you can transfer cannot be more than 95% of your credit limit. If the total transfer you want to make is above your available credit limit, we may allow you to transfer part of this amount. You cannot transfer balances from other Santander Group accounts (including cahoot).

3.  At the end of the 0% period, if you haven't paid off the amount of the balance transfer and/or the purchases in full, interest will become payable on the remaining amount at your standard balance transfer or purchase rate.

Calls may be recorded or monitored for training and security purposes.

Credit is available, subject to status, only to UK residents aged 18 and over. Credit is provided by Santander Cards Limited.

Winner The Personal Finance Awards 2010/11  Best Credit card provider