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Credit Cards

* The credit limit which applies to you will depend on our assessment of your application

All of our cards come with these great benefits

  •    Up to 56 days interest-free credit.
  •    Online account management.
  •    Online fraud protection.
  •    Apply for additional cards for your family.


1. Cashback limits and petrol station spending cap apply. Includes most major retailers. Full cashback terms can be accessed here.

2. Balance transfer rate from date of account opening. The smallest amount you can transfer is £100. The total amount of transferred balances may not be more than 95% of your credit limit. If the total transfer you ask for is above your available credit limit, we may allow you to transfer part of this amount. You cannot transfer balances from other Santander Group accounts (including cahoot). At the end of the 0% period, if you haven't paid off the amount of the balance transfer in full, interest will become payable on the remaining amount at your standard balance transfer rate.

3. Purchase rate from date of account opening. At the end of the 0% period, if you haven't paid off the amount of the purchases in full, interest will become payable on the remaining amount at your standard purchase rate.

Credit is available, subject to status, only to UK residents aged 18 and over. Credit is provided by Santander Cards Limited.

Winner The Personal Finance Awards 2010/11  Best Credit card provider