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Credit Cards

* The credit limit which applies to you will depend on our assessment of your application

All of our cards come with these great benefits

  •    Up to 56 days interest-free credit.
  •    Online account management.
  •    Online fraud protection.
  •    Apply for additional cards for your family.


1. Cashback limits and petrol station spending cap apply. Cashback at the rates above can only be earned at retailers categorised as supermarkets, department stores and petrol stations by MasterCard. Full cashback terms will be sent with your card or ask in branch.

2. The smallest amount you can transfer is £100. The total amount of transferred balances may not be more than 95% of your credit limit. If the total transfer you ask for is above your available credit limit, we may allow you to transfer part of this amount. You cannot transfer balances from other Santander Group accounts (including cahoot).

3. At the end of the 0% period, if you haven't paid off the amount of the balance transfer and/or the purchases in full, interest will become payable on the remaining amount at your standard balance transfer or purchase rate.

Credit is available, subject to status, only to UK residents aged 18 and over. Credit is provided by Santander Cards Limited.

Winner The Personal Finance Awards 2010/11  Best Credit card provider