High interest current account

Preferred In-Credit Rate Current Account
Switching is easy

It is important that you feel confident about switching and what is involved, so please click here to read more about our free Account Transfer Service.

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Why choose this account?

It pays in more ways than one to switch to a Santander current account, not only do you earn up to 50x times more interest than with other banks and receive £100 once you’ve switched, you also benefit from:

• Access to your account 24 hours a day with our internet and phone banking service.
  
• Access to over 1,300 Santander branches.
  
• An exclusive offer for your child – once you have opened your new account, if you have a child between the ages 11 and 18 why not open them an account too?  With our Youth Plus Account they will receive a preferential rate of interest of 5.00% AER/4.89% gross (variable) on balances up to £500

So if you want to benefit from all these features and offers, remember to make sure you select and complete the Account Transfer Service section in your application form.

Apply now

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How does this account compare to other accounts?

(Source: competitor websites) Rates correct as at June 2010

Apply now

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Further Information:

• Please provide a valid email address in your application form (we will contact you by email about your application and to confirm the account is open).
  
• Please add ‘customerservices@santander.co.uk’ to your email contacts. This should help prevent our emails to you being filtered out by your internet service provider.
  
• Once you have submitted your online application, we aim to let you know our decision or your next steps (we may need you to provide some additional information or ID) within 3 working days.  Please look out for our email.
  

Note 1. AER stands for Annual Equivalent Rate and shows what the interest would be if we paid interest and added it each year. The gross rate is the rate paid before income tax is taken off. Rates may change and we pay interest each month.

Note 2. EAR stands for Effective Annual Rate and represents the yearly cost of an overdraft, which takes account of how often we charge interest to the account, and does not include any other fees or charges. Overdrafts depend on your circumstances and you must repay any overdraft when we ask in line with our General Terms and Conditions.

£100 offer: You are not eligible for this offer if you currently hold, or have held in the past three months, any Santander UK, Alliance & Leicester, cahoot and Cater Allen current account. Offer is only open to customers accepted for a Preferred In Credit Rate, Reward, Zero or Premium account. £100 will be paid into your new account within 3 months of account opening providing you have at least one active direct debit (paid at least once) set up on the account within 11 weeks and have paid in at least £1,000 each month. If you do not have any direct debits to switch you will not receive £100. Limit of one £100 switcher account per person. Offer is limited and may be withdrawn at any time.

For more information, please read the full terms and conditions and Interest rates pages.

Rates correct as at 5 July 2010