Compare Current Accounts with Added Value

Santander's Reward and Premium Current Accounts include all the features you would expect from a current account, but are also packed full of insurance, assistance and leisure benefits helping to save you time and money.

Reward Current Account - for just £10 a month

Annual worldwide family travel insurance (65 age limit)
RAC breakdown cover (UK)
Identity protection
Card loss assistance
Key protection
Personal loan deals

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Premium Current Account - for £20 a month

Annual worldwide family travel insurance
Health Benefits from AXA PPP healthcare
RAC breakdown cover (UK)
Mobile phone insurance
Identity protection
Card loss assistance
Airport Angel and Concierge Service and more

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The following table shows you all the benefits for both accounts to help you chose the right account for your needs. The value provides an indication of the costs and premiums of obtaining this benefit or service separate to your Reward or Premium Current Account.

	Value	Reward Current Account £10 per month APPLY	Premium Current Account £20per month APPLY
Banking benefits
In-credit Interest Rates (When you pay in at least £1,000 a month)	£13	5.00% AER (fixed / 4.89% gross, on balances up to £2,500)	5.00% AER (fixed / 4.89% gross, on balances up to £2,500)
In-credit rate after 12 months (When you pay in at least £1,000 a month)		1.00% gross/AER (variable) on balances up to £2,500	1.00% gross/AER (variable) on balances up to £2,500
Balances over £2,500 or if you do not pay in at least £1,000 a month		0%	0%
Insurance and security benefits
Annual worldwide family travel insurance	From £219	√	√
Health Benefits	Unique benefit - equivalent price not available	x	√
Car breakdown cover	£99	√	√
Card loss assistance	£18	√	√
Key protection	£71	√	√
Identity protection	£72	√	√
Mobile phone insurance	£108	X	√
Online will writing	£60	X	√
Legal advice	Not included in the total benefits value	X	√
Leisure & retail benefits
Leisure & retail discounts	£60 in the total benefits value	√	X
Airport Angel	£128	X	√
Concierge	£45	X	√
Total value		£557	£884
Annual account fee		£120	£240
Total potential savings		£437 How we work these savings out	£644 How we work these savings out
		APPLY Find out more about the Benefits	APPLY Find out more about the Benefits

Benefit values correct as at 1 November 2011 and rounded to nearest pound

Further information:

There are some terms, conditions, restrictions and exclusions which apply to some of these products. Please click on Reward or Premium for more information as well as details on how to register for your benefits
If you currently hold a Family Reward or Travel Reward Current Account you can view your important information including policy documents here.
We will not pay you interest on any amount over £2,500, or on your whole balance if you do not make the required monthly payments of £1,000. Our preferential interest rate is only paid out if you pay in £1,000 per month. Please note this is not a calendar month, it is in the month from the date of your account being opened. For example, if your account was opened on the 7th, you must pay £1000 in each month between the 7th and 6th of the following month, every month to qualify.

AER stands for Annual Equivalent Rate and shows what the interest rate would be if we paid interest and added it to your account each year. The gross rate is the interest rate we pay before income tax is taken off.

Rates and information correct as at 9 January 2012

Compare Current Accounts with Added Value

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