Basic Current Account

Get back to basics

Our no-frills Basic Current Account offers clear, hassle-free features to make managing your money easier. You can pay your bills using direct debit and standing orders. And with our network of cash machines, it's easy to get at your money.

Why choose the Basic Current Account?

• Easy access to your money with a cash card at thousands of Santander and Link cash machines - you can also withdraw money at post offices and any Santander UK branch (you can withdraw money over the counter in our branches, as long as your withdrawals are not less than £300).
  
• Manage your money at any time with Online Banking and Telephone Banking
  
• Pay in - pay your salary or other income into your bank account using automated payments
  
• Pay out - pay your bills straight out of your account each month with standing orders and direct debits
  
• Monthly statements - helping you keep track of your balance
  
• Remember - Basic Current accounts do not provide an Arranged Overdraft facility, a chequebook or a debit card and you do not earn interest on the balance
  
  

Opening a Basic Current  Account

To be eligible for a Basic Current Account you must:

• Be aged 16 or over
  
• Not already have a current account with Santander; 
  
• Live in the UK; and
  
• Be able to provide the required identification from the lists at the front of the application form. Please click on the application form below, and refer to section 1 for the identification you must supply when applying for a Basic Current Account

Completing your application:

• Please click on the following link to download a copy of our Basic Current Account application form
• Complete the application form in full, and provide the two forms of identification required, which is explained in section 1 of the application form
  
• Return the application form, along with black and white copies of your two forms of your identification to the following freepost address:
  
  Freepost Plus RSHG-KSKX-YUJK
  Basic Current Account Applications
  Santander
  Po Box 1119
  Bradford
  BD1 9NZ
  
  
• Please ensure you have read the following documents before applying for a Basic Current Account:
  
  • Basic Current Account Information
    
  • General Terms and Conditions
    
  • Current Account Specific Conditions
    
  • Terms of Business
    

We recommend that you print copies of each of the documents above, so that you can refer to them in the future if required.

Next Steps:

Whether we accept your application will depend on your circumstances. We may not be able to offer you an account if you have been declared bankrupt or have another current account in the UK.

We will send you a letter within seven working days to let you know whether we have accepted your application.

If you have any questions regarding your application please contact us on 0845 603 3507 (Monday to Friday 8am to 8pm and Saturdays 8am to 6pm)