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ico_home You are here: Personal > Current Accounts

Current Accounts

A range of 

bank accounts

 designed to meet our customers' needs

Whether you want to earn cashback on your household bills and interest on your balance; or you want a standard account with no extras or even accounts for Students and under 18's, we have an account to suit you.

See our range

Our new 123 Current Account gives you cashback and interest in one, for just £2 a month:


Save when you spend, with cashback:
1% on water and council tax bills
2% on gas and electricity bills
3% on communications bills
+ save when you don't with interest on your balance

    Find out more

    Existing Santander current account customer?


    If you already hold a Santander current account and want to transfer to the 123 Current Account rather than apply for a new account, you can use our easy online transfer service. Not only will you get the same great benefits as new customers you also get to keep your existing account number, PINs and payment instructions.
      Find out more

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        See how much you could save with our 123 Current Account


        Visit our cashback calculator to find out how much cashback and interest you could save with our new 123 Current Account


          Find out more

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          This page has reached Plain English Campaign's Crystal Mark standard. AER stands for Annual Equivalent Rate and shows what the interest would be if we paid interest and added it each year. The gross rate is the interest rate we pay before income tax is taken off. Rates may change and we pay interest each month or year. EAR stands for Effective Annual rate and represents the yearly cost of an overdraft, which takes into account how often interest is charged to the account and does not include any other fees or charges.

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